# Record £370 million distributed to good causes through Dormant Assets Scheme

- Link: https://fundraising.co.uk/2026/09/25/record-370-million-distributed-to-good-causes-through-dormant-assets-scheme/
- Published: 2026-09-25T08:22:00+01:00
- Author: Howard Lake

**Reclaim Fund Ltd has distributed a record £370 million to good causes across the
UK in 2025/26 through the Dormant Assets Scheme, the largest annual distribution
in the scheme’s history.**

The figure, published this week in Reclaim Fund Ltd’s 2025/26 Annual Report and 
Accounts, takes the total amount committed to good causes since the Scheme’s inception
to **more than £1.6 billion**.

UK Fundraising reported in January 2025 that [the Scheme had passed the £1 billion mark](https://fundraising.co.uk/2025/01/07/dormant-assets-scheme-reaches-milestone-of-1bn-distributed-to-uk-good-causes/),
so this year’s distribution alone represents more than a third of everything raised
in the Scheme’s history to date, a sign of how much its expansion in recent years
has accelerated the flow of funding.

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## How the scheme works

The Dormant Assets Scheme allows banks, building societies, and, since 2023, insurance,
pension and investment providers to transfer the value of accounts that have been
dormant for at least 15 years to Reclaim Fund Ltd. Reclaim Fund Ltd holds back a
portion to meet any future customer reclaims, and channels the rest to good causes
across the UK, primarily through the National Lottery Community Fund and equivalent
bodies in Scotland, Wales and Northern Ireland.

## Where the money goes

Reclaim Fund Ltd’s report highlights examples of organisations and initiatives already
benefiting from dormant assets funding, though as with previous years’ distributions,
the eventual causes supported span youth provision, financial inclusion, community
organisations and social investment, reflecting the range of funders the Scheme 
feeds.

For fundraisers, the milestone is a reminder that dormant assets funding continues
to grow as a source of UK charitable income, and one worth watching as successive
expansions of the Scheme, to pensions, insurance and investment assets, work their
way through to distributable funds.

The 2025/26 Annual Report and Accounts, along with a media Q&A pack, is available
from Reclaim Fund Ltd for charities and funders wanting the full detail behind this
year’s figures.

Reclaim Fund Ltd does _not_ hold customer account information. Anyone who believes
they have a dormant asset should contact the original financial provider or use 
an appropriate tracing service, many of which are free for consumers.

 * **[Dormant Assets Scheme reaches milestone of £1 billion distributed to UK good causes](https://fundraising.co.uk/2025/01/07/dormant-assets-scheme-reaches-milestone-of-1bn-distributed-to-uk-good-causes/)(
   January 2025)**

 * **[Widening of Dormant Assets Scheme expected to unlock further £880 million for good causes](https://fundraising.co.uk/2024/08/09/widening-of-dormant-assets-scheme-expected-to-unlock-further-880mn-for-good-causes/)(
   August 2024)**

 * **[Aviva becomes first pensions and insurance provider to join Dormant Assets Scheme](https://fundraising.co.uk/2023/06/05/aviva-becomes-first-pensions-insurance-provider-to-join-dormant-assets-scheme/)(
   June 2023)**