# Getting started with cashless giving: what to consider before diving in

- Link: https://fundraising.co.uk/2021/03/17/getting-started-with-cashless-giving-what-to-consider-before-diving-in/
- Published: 2021-03-17T12:57:56+00:00
- Author: Melanie May

**With many retailers currently choosing to accept only contactless payments, and
rising transaction limits making this payment method ever more convenient, post-
pandemic few of us expect to return to carrying coins and notes in the same way 
as before. **

 

For charities, it means many more are now looking at cashless giving methods to 
keep donations coming in, from contactless and online donations, to text giving,
QR codes, and NFC tags.

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The good news is people were already embracing these methods as a way of supporting
good causes pre-pandemic, and the past year has only seen this increase.

 

Samantha Lade, Senior Project Manager at [Donr](https://www.donr.com/) says:

> “People aren’t carrying cash, but everyone carries a mobile phone or contactless
> card. Wherever they are, your supporters have a donation tool right there in their
> pocket.”

The [National Funding Scheme](https://www.nationalfundingscheme.org/)’s DONATE™ 
platform, for example which integrates text, web and contactless giving, saw donation
revenue soar to £1.2 million last year, up from around £215,000 pounds in 2019.

 

William Makower, its Founder-Trustee says:

> “We’re finding text by far the most popular giving option at about 80% of all 
> donations by volume. We had four and a half times as many donations in 2020 by
> text as we did in 2019. There has also been a very large increase in web donations
> where the pound amount is much, much higher.”

Developments in technology are further increasing the advantages of digital payment
technology for charities, as Elliot Green, Communications Director at [Wonderful](https://wonderful.org/)
explains:

> “One exciting development, open banking, is changing what’s possible when it comes
> to cashless donations. Cashless donation solutions are now starting to allow charities
> to receive instant, direct payments authorised by the donor’s existing mobile 
> banking app. The whole process can be initiated on the move, by tapping or scanning
> with a mobile device. These ‘Pay by Bank’ solutions help improve donor confidence,
> as well as offering significant cost savings for charities when it comes to transaction
> fees.”

For the best chances of success however, there are a few key points to consider 
before diving in.

 

#### Address the practicalities

For one, the practicalities of getting up and running, from finance to solution 
requirements, require very careful thought.

 

Joe Geary, Marketing Manager at [GoodBox](https://www.goodbox.com/) advises:

> “Define the budget you’re comfortable investing and ensure you can meet any requirements
> like having a reliable internet connection, especially if the device doesn’t accept
> offline donations. Consider your overall strategy and decide which digital fundraising
> method would complement it best.”

![GoodBox](https://wfay6x.infiniteuploads.cloud/2021/03/GoodBox_TAP_London-1.jpg)

TAP London: one of a number of contactless giving points rolled out across the capital
with GoodBox

 

Contactless terminals for example come in all shapes and sizes, from handheld readers
to tabletop and freestanding devices, and can even be integrated into a wall or 
a window. They generally let charities include branding and messaging and set a 
variety of donation amounts and many still collect donations when offline.

 

Tap London for example has placed [100 contactless giving points](https://fundraising.co.uk/2019/12/23/contactless-news-round-up-nationwide-movember-tap-london/)
around the capital, and has received over 58,000 taps since launch, each one a £
3 donation, with the technology for the contactless donation points provided by 
its partner [GoodBox](https://www.goodbox.com/).

 

With many venues and events closed over the past year, many charities have turned
to text giving.

 

Donr’s Lade says:

> “A text call to action is just as simple to implement during a virtual event as
> it is in a physical venue – so whatever the new normal may be, text giving is 
> a flexible option allowing you to fundraise in both the online and offline worlds.”

Working with Donr, last year Keech Hospice Care used text giving during a series
of quizzes streamed online, while National Theatre and Barn Theatre have used text
giving to ask for donations during broadcasts of performances. In fact, Donr saw
a [653% year-on-year increase](https://fundraising.co.uk/2020/10/13/pandemics-height-saw-over-2m-raised-through-donrs-text-giving-platform/)
in funds raised between March and July through its text giving platform last year.

 

QR codes are also growing in popularity. Answering the requirement for a tillpoint
solution, a partnership between Band of Builders and Jewson will see QR codes, created
by [Supported Giving](https://supportedgiving.com/), displayed in outlets with the
opportunity to donate a variety of fixed amounts, or to choose their own up to £
100. Mourne Mountain Rescue, which needed an unattended, all-weather, low maintenance
solution to engage walkers and climbers, is also using them. Displayed in the mountain’s
car parks, there is one QR code for donations, and a second providing useful mountain
safety tips.

 

Adam Maxted, Supported Giving’s CEO says:

> “We’re seeing more and more uptake of QR codes – having to use them to check into
> establishments for Test & Trace has really helped accelerate awareness, and shown
> how easy they are to use. Charities are also finding that with set up from as 
> little as £250 and it possible for each one to be unique and independently tracked,
> they’re cost-effective, easy to configure, as well as highly measurable.”

 

![mourne mountain rescue](https://wfay6x.infiniteuploads.cloud/2021/03/Mourne-MR-
QR-sign-1.jpg)

Mourne Mountain Rescue’s QR codes: one for donations, and one for mountain safety
tips

 

#### Consider the audience giving point

The examples above also show the importance of taking into account the audience 
giving point when deciding what cashless fundraising method to use, and this too
is critical.

 

Makower explains:

> “QR codes, mobile, web, and contactless can all be great but the giving psychology
> with each is utterly different. With web for example, you’re reading, and seeing
> images, so you’re going to get more engaged as to why you’re giving to that specific
> charity, while with text it’s much quicker, it’s transactional. So text works 
> really well where there’s a short time period to make a donation: it’s good in
> a stadium type environment, if you’re multi screening, and if you’re watching 
> something on TV, but if you want people to engage with the idea of becoming long-
> term donors it’s probably better to use web.”

 

#### Make sure you get staff buy-in

You may have a great device or solution lined up but you also need to get the buy
in of the people who will be directly using them and interacting with donors.

 

Geary says:

> “It’s vital that all team members are bought into the new strategy, are comfortable
> using the technology and can answer any questions your donors may have. If your
> staff aren’t comfortable using them, contactless devices might be left gathering
> dust on a shelf rather than helping you achieve your mission. Staff training sessions,
> information packs and regular check-ins at the early stages can go a long way 
> to ensuring your team have everything they need to make your campaign a success.”

 

#### Test & learn

The only way to really know if something works of course, once you’ve got your strategy
and your technology in place, is to test it. Consider the location of devices and
any messaging. Do you get better results when they’re placed at the entrance or 
exit of a location for example? Is the ‘ask’ prominent enough? Is the default donation
amount too low or too high? Do devices perform better in a manned or unmanned environment?
Be ready to alter your strategy if necessary.

 

Charities can also utilise their existing donor communications to test cashless 
fundraising methods, adding the likes of QR codes and text to donate options to 
activity on other channels to see what response they bring in.

 

Maxted says:

> “If you’re doing direct mail, why not add a QR code to appeal to younger donors?
> For TV advertising, why rely just on someone making a call to a live call centre
> or visiting the charity URL to donate –­ viewers will have their mobile near to
> them so include text to donate as an added option. All of these things are trackable
> so you can see precisely how many donations they’re bringing in, and where they’ve
> come from.

 

#### Next steps

Of course, this is just the start, and there is plenty more to consider and get 
right to make cashless fundraising appeals a success. Check out this selection of
links for more help and ideas:

 

[A round up of round up (& micro-donation) solutions](https://fundraising.co.uk/2021/03/10/a-round-up-of-round-up-micro-donation-solutions/)
10 March 2021

 

[Four key ways to use SMS in your fundraising programme](https://fundraising.co.uk/2021/03/10/four-key-ways-to-use-sms-in-your-fundraising-programme/)
10 March 2021

 

[12 contactless ways charities can fundraise this Christmas](https://fundraising.co.uk/2020/12/15/12-contactless-ways-that-charities-can-fundraise-this-christmas/)
15 December 2020

 

[Cash & coronavirus: the implications for charities](https://fundraising.co.uk/2020/06/01/cash-and-coronavirus-the-implications-for-charities/)
1 June 2020

 

[Thyngs & Charities Trust create free solution to help brands fundraise for charities](https://fundraising.co.uk/2020/04/03/thyngs-charities-create-free-solution-to-help-brands-fundraise-for-charities/)
3 April 2020

 

[Cost effectiveness of contactless giving examined in white paper](https://fundraising.co.uk/2019/07/03/cost-effectiveness-of-contactless-giving-examined-in-white-paper/)
3 July 2019

 * **[PayPoint extends reach with completion of RSM 2000 acquisition](https://fundraising.co.uk/2021/04/15/paypoint-extends-reach-with-completion-of-rsm-2000-acquisition/)**(
   15 April 2021)
 * **[One in five would struggle to cope in a cashless UK, report finds](https://fundraising.co.uk/2022/06/15/one-in-five-would-struggle-to-cope-in-a-cashless-uk-report-finds/)**(
   15 June 2022)
 * **[Mobile payments service LUUP￠ to present at Perfect Pitch – IT](https://fundraising.co.uk/2006/11/23/mobile-payments-service-luup%c2%a2-present-perfect-pitch-it/)**(
   23 November 2006)
